Business Finance

MSME & Business Loan (Working Capital, Term Loan, CC/OD)

FinTaxVers helps proprietors, partnership firms, LLPs and companies across India apply for MSME loans, working capital limits (CC/OD) and term loans with bank-ready documentation, project reports and CMA data.

About this service

Choosing the wrong loan product or submitting an inconsistent file is the most common reason for delay or rejection. We study your business, select the suitable facility and prepare the complete application.

Facilities We Assist With

Working capital loans: cash credit (CC), overdraft (OD) and working-capital term loans
Term loans: machinery, equipment, factory, shop or expansion
MSME loans: Udyam-registered units, with CGTMSE guarantee cover where applicable
Mudra loans: up to ₹20 lakh for micro and small businesses
Project finance: detailed project report and CMA data for larger proposals
Subsidy-linked loans: PMEGP and other state or central schemes

Documents Usually Required

KYC of owners, business registration and Udyam / GST registration
Last 2-3 years ITR, balance sheet and profit & loss account
6-12 months bank statements and GST returns
Project report, CMA data and details of security or collateral

What types of business loans do you arrange in India?

We assist with MSME loans, working capital (CC/OD), term loans, Mudra, loan against property and project finance. The lender decides sanction and interest rate.

What is the maximum Mudra loan?

Up to ₹20 lakh under the Tarun Plus category (Shishu up to ₹50,000, Kishore up to ₹5 lakh, Tarun up to ₹10 lakh).

Do I need collateral for an MSME loan?

Not always. Eligible micro and small units may get collateral-free loans under the CGTMSE guarantee scheme, subject to the bank's policy.

Can you guarantee loan approval?

No. We prepare a complete, accurate file; the bank or NBFC decides eligibility and terms.

MSME & Business Loan (Working Capital, Term Loan, CC/OD)